New IBM LinuxONE system designed for cybersecurity, scalability and AI inferencing for hybrid cloud environments
We are excited to collaborate with IBM as the company unveils its new IBM LinuxONE 4 Express system available globally on Feb. 20, 2024. Powered by IBM’s Telum processor, this new system expands the performance, security and AI capabilities of IBM LinuxONE to small and medium sized businesses and within new data center environments. This can potentially bring Clari5 clients significant cost savings and is designed to remove the guess work for clients when it comes to spinning up workloads quickly and getting started with the platform.
In today’s fast-paced digital payment landscape, fraud has become a major concern, exploiting vulnerabilities in real-time transaction systems. The surge in digital transactions highlights the need for advanced real-time AI to combat this problem. Banks face significant risks during the brief moments of transaction processing, where preventing fraud, ensuring compliance, and maintaining productivity are crucial. Failure to do so can lead to substantial losses to a bank.
Clari5 Enterprise Fraud Management Solution on IBM LinuxONE 4 Express is designed to empower Financial Institutions with Powerful Decisioning Engine for Real–Time fraud Prevention. It is designed to monitor, detect and influence (stop/ hold) transactions, execute compliance and enhance productivity all while delivering at unprecented speed and scalability.
This next-generation LinuxONE 4 Express is meticulously engineered for exceptional throughput, high availability and resiliency, thereby delivering AI inferencing at speed and scale to support Clari5 as we aim to consistently monitor and prevent fraud without disrupting business operations.
Moreover, Clari5 leverages AI/ML models, powered by IBM’s Telum processor, to process large data volumes efficiently. This can reduce false positives and can improve customer onboarding. Together, with Clari5 EFM on IBM LinuxONE 4 Express, banks can analyse vast amount of data in real-time, employ AI/machine learning and swiftly integrate decisions into every transaction.
Building an integrated hybrid cloud strategy for today and years to come
According to IBM, when organizations move their products and services online quickly, oftentimes, they are left with a hybrid cloud environment created by default, with siloed stacks that are not conducive to alignment across businesses or the introduction of AI. In a recent IBM IBV survey, 84% of executives responding acknowledged their enterprise struggles in eliminating silo-to-silo handoffs. And 78% of executives answering say that an inadequate
operating model impedes successful adoption of their multicloud platform. To accelerate and scale the impact of data and AI across the enterprise – and ultimately improve business outcomes – IBM predicts that organizations are starting to build a more intentional hybrid cloud.
operating model impedes successful adoption of their multicloud platform.[1] To accelerate and scale the impact of data and AI across the enterprise – and ultimately improve business outcomes – IBM predicts that organizations are starting to build a more intentional hybrid cloud.
IBM brings the power of hybrid cloud and AI with LinuxONE to a simple, easy to use format that fits in many data centers. IBM LinuxONE 4 Express offers an approachable hybrid cloud platform entry point for small to medium sized businesses and startups. For example, IBM LinuxONE 4 Express systems, with GDPS, IBM DS8000 series with HyperSwap and running a Red Hat OpenShift Container Platform environment, are designed to deliver 99.999999% availability.[2]
IBM LinuxONE 4 Express is designed to help clients simplify their IT environments and cut costs by consolidating databases onto a LinuxONE system. Designed to bring significant cost savings for clients over time, clients that move Linux workloads from compared x86 server to an IBM LinuxONE 4 Express can save over 52% on their total cost of ownership over 5 years.[3]
Installing these systems in the data center can help create a new class of use cases, including the enhanced execution of Clari5 Enterprise Fraud Management, supporting smooth operations in a banking environment. Clari5 on IBM LinuxONE 4 Express can offer clients a highly efficient, secure and scalable platform to help businesses accelerate their fraud prevention journey powered by AI.
As a part of the IBM Ecosystem, Clari5 is helping companies unlock the value of their infrastructure investments by implementing the tools and technologies designed to help them succeed in a hybrid cloud world. We are excited to be working closely with the IBM Ecosystem to bring new innovations to our clients.
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[1] IBM IBV Research Insights: Mastering Hybrid Cloud, pg 11
[2] Disclaimer: IBM internal data based on measurements and projections was used in calculating the expected value. Necessary components include IBM LinuxONE Rockhopper 4; IBM z/VM V7.2 systems or above collected in a Single System Image, each running RHOCP 4.10 or above; IBM Operations Manager; GDPS 4.5 for management of data recovery and virtual machine recovery across metro distance systems and storage, including Metro Multi-site workload and GDPS Global; and IBM DS8000 series storage with IBM HyperSwap. A MongoDB v4.2 workload was used. Necessary resiliency technology must be enabled, including z/VM Single System Image clustering, GDPS xDR Proxy for z/VM, and Red Hat OpenShift Data Foundation (ODF) 4.10 for management of local storage devices. Application-induced outages are not included in the above measurements. Other configurations (hardware or software) may provide different availability characteristics.
[3] Disclaimer: Compared IBM LinuxONE 4 Express Model consisting of a CPC drawer and an I/O drawer to support network and external storage with 12 IFLs and 736 GB of memory in 1 frame, versus compared 3 x86 servers with two Xeon Sapphire Rapids Platinum 8444 processors with 32 cores each (2ch/32c) with a total of 384 cores. All Systems are modeled to be running Linux Postgres Enterprise-DB workloads with virtualization and DB tools. Results may vary based on client-specific usage and location. LinuxONE hardware is the expected global price in $USD and discounts. X86 purchase price was included and maintenance costs is from IDC’s Pricing Service: https://www.idc.com/myidc3/products with an aggressive discount. Postgres Enterprise-DB software and tools prices are based on street prices that is discounted from the list price. TCO is calculated over a 5-year horizon. Cost estimates include hardware costs and annual maintenance, Linux OS subscription costs, virtualization software, people cost, and infrastructure (network, energy, space) costs.
Additional information:
Gijima, leading South African ICT company partners with Clari5 to jointly help African banks combat real-time cross channel enterprise crime management. Through this strategic partnership, Gijima and Clari5 will provide solutions to African banks to counter enterprise-wide fraud and money laundering risk. Banks across Africa can now benefit from the unparalleled advantages of Clari5’s extreme real-time, cross channel, enterprise fraud risk management capability.
As concerns around financial crime escalate, financial institutions and regulators are placing greater emphasis on combined fraud and anti-money laundering (FRAML) solutions. Chartis Research’s latest report uses the RiskTech Quadrant® to explain the structure of the market for FRAML solutions.
Increasing adoption of digital payments solutions by financial institutions has led to rising levels of frauds. Robin Amlôt, Managing Editor, IBS Intelligence chats up with Gopal Sharma, Chief Product & Technology Officer, Clari5 on the evolving fraud in digital payments and the precautions required as the threat surface expands. 
