Clari5 FRAML
Unified Fraud and Anti-Money Laundering on a Single Real-Time Platform
Clari5 FRAML
Fraud and money laundering are not separate problems. Fraud is a predicate offense to laundering. Account takeover, APP scams, and identity theft generate illicit proceeds that move through mule networks, structuring, and cross-border flows. When fraud and AML teams operate in silos, neither sees the full criminal lifecycle. A fraud alert on one account may connect to AML activity on another, but without unified data, the network goes undetected.
Clari5 FRAML converges fraud detection and AML compliance into a single platform, sharing data, systems, and intelligence to create one holistic view of financial crime risk. One suspicious event triggers both fraud and AML scrutiny in real time, across every channel.
Your fraud team and AML team are looking at the same criminal. They should be looking at the same data.
Clari5 FRAML replaces duplicate technology stacks, separate investigations, and batch-mode processing with a unified real-time intelligence platform. Recognized as a Category Leader in the Chartis RiskTech Quadrant for FRAML Solutions.
- Cross-Channel Fraud Detection: Real-time fraud monitoring across digital banking, payments, cards, and core banking.
- Real-Time AML: Transaction monitoring, customer risk categorization, and sanctions screening on the same data layer.
- Unified Case Management: Joint fraud and AML investigation workflows. No duplicate cases on the same customer.
- Customer 360 Degree Risk Profile: One continuously updated risk view per customer, combining fraud and AML signals across all products.
- Mule and Network Detection: Graph-based link analysis connecting mule accounts, synthetic identities, and suspicious fund flows.
- Risk Orchestration: ML models, behavioral AI, and no-code scenario design for both fraud and AML detection.
- Consolidated Regulatory Reporting: Unified SAR/CTR/STR filing with full audit trails, including goAML support for 70+ countries.
- Eliminate Duplicate Systems: One platform, one integration, one decisioning engine. Retire parallel fraud and AML stacks.
- Close the Detection Gap: One suspicious event triggers both fraud and AML scrutiny simultaneously. Silos miss this by design.
- Reduce Investigation Duplication: Shared case management stops fraud and AML teams from investigating the same customer separately.
- Strengthen Regulatory Posture: Consolidated reporting and complete audit trails reduce examination risk. Global AML penalties hit $4.6 billion in 2024 (Fenergo).
- Deploy Incrementally: On-premise or SaaS. Institutions on Clari5 EFM or AML Suite can converge without rip-and-replace. [SME: Confirm 12 to 16 week timeline applies to FRAML.]
- Proven at Scale: Chartis FRAML Category Leader. Backed by Perfios.