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Fraud has evolved into an intelligent, industrialized operation. Mule networks, synthetic identities, deepfakes, and real-time attacks are now the norm. Institutions have responded with analytics, AI, and automation — yet losses continue to rise.

As we commemorate Independence Day, it’s essential to reflect on the evolution of Indian banking, a journey intertwined with the nation’s quest for independence and financial stability. From the establishment of early banks to the challenges faced during the pre-independence era, Indian banking has undergone a significant transformation.

As we commemorate Independence Day, it’s essential to reflect on the evolution of Indian banking, a journey intertwined with the nation’s quest for independence and financial stability. From the establishment of early banks to the challenges faced during the pre-independence era, Indian banking has undergone a significant transformation.

Singapore has established itself as a dominant force in Southeast Asia. Its cultural tapestry is as rich as its economic opportunities, attracting a global talent pool. As a leading financial center, Singapore boasts a bustling port that rivals industry giants and houses some of the world’s most prominent banks. However, even the most advanced societies face challenges, and Singapore is no exception.

Moving money around has never been easier in today’s digital age. Almost everyone is familiar with acronyms like UPI, IMPS, NEFT, and RTGS, even if they don’t know what they stand for. These systems form the financial superhighways of our economy, ensuring money flows as effortlessly as blood through veins.

“Will the bank branch survive?” has been a decade long (if not more) topic of debate. Physical branch networks worldwide are being impacted by the shift to digital transactions. However, there has also been rising customer expectations for better in-person experiences at branches shaped by other retail experiences.

“Will the bank branch survive?” has been a decade long (if not more) topic of debate. Physical branch networks worldwide are being impacted by the shift to digital transactions. However, there has also been rising customer expectations for better in-person experiences at branches shaped by other retail experiences.

New IBM LinuxONE system designed for cybersecurity, scalability and AI inferencing for hybrid cloud environments We are excited to collaborate with IBM as the company

“Will the bank branch survive?” has been a decade long (if not more) topic of debate. Physical branch networks worldwide are being impacted by the shift to digital transactions. However, there has also been rising customer expectations for better in-person experiences at branches shaped by other retail experiences.

Trust, in-person interactions, reasonably good response levels, absence of alternative options – were some of the reasons that brought people to banks before the era of digital and banking domain monopsony. The strategy worked well and it helped create predictable growth and profitability – until the level playing field tilted.