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This report was commissioned to examine repercussions of different events that has happened after July 2012 in Australian banking Industry till November 2014.

The research draws attention to the fact that in July 2012, the payments fraud increased by USD 77.5 million in 2011. According to results released by the Australian Payments Clearing Association (APCA), fraud associated with transactions using credit, debit and charge cards has amounted to USD 278.3 million in 2011, compared with USD 184 million in 2010

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